It's easy to understand why film may look riskier for those who are used to digital cameras or have just started experimenting with film - the fact that your images are not visible to you until they're developed (potentially days or weeks after the actual event took place) can feel scary. But analog photography is a science as well as an art - the results are extremely predictable if you have the right tools and a good amount of experience. If you know your camera and your film stock, work with a light meter and understand how to properly measure light, and then work with a trusted lab (or develop your film yourself and know what you're doing), then your final images will be almost exactly how you imagined them.
This is why I'm so meticulous when I work - I don't like “losing” frames, and a good film roll for me is one where not a single image looks bad. I measure light consistently and I focus on making everything perfect before I press the shutter so that my final negatives look perfect.
I also like to reduce other potential risks, even the smallest ones, so I always work with more than one camera at a time and always work with the same trusted film lab. In other words, even though more things can potentially go wrong with film as a medium, in my of working nothing is left to chance.